8 Best SaaS Accounting Software in 2025

Startup founders and small business owners are often required to take on personal risk via personal guarantees or security deposits in order to open a corporate credit card, but not with Brex. Brex was created to remove common hurdles and offer startups access to robust corporate credit card services instantly, using the Mastercard network. Bookkeeping and accounting software is the foundation of a startup’s finance stack. Startups need to leverage an agile bookkeeping and accounting system that offers flexibility Accounting Services for Startups: Strengthen Your Financial Management to grow with their business.

• When you need a little help, Clarity offers access to world-class experts.
• It’s about future-proofing your investment and choosing a partner that’s ready for your success story, no matter how big it gets.
• Typically, small business owners invest between $15 and $100 per month for accounting software.
• Backed by advanced security measures and integrations with popular business tools, Mercury is poised to revolutionize the way entrepreneurs manage their finances.

Business Accounting Software Pros

Once set up, the service comes with a virtual receptionist, extension dialing, call conferencing, holding music, and in-field calls for employees who travel. Although the setup is DIY in order to keep costs low, a guide makes it easy enough to set up your business’s phones in just a few minutes. Every business owner knows that communication is key to operating a successful business. With Slack, communicating within your team is quick, easy, and intuitive. Unlike communicating through email, users use instant messaging to chat with individual team members, public channels, and organized private groups. Additionally, you can add an unlimited number of members to keep communication strong as your startup grows.

What does FreshBooks do best?

• Suno is an AI music generation startup that allows users to create original songs with AI.
• Persona is an identity verification and Know Your Customer (KYC) platform that helps businesses verify the identity of their users securely and efficiently.
• Plus, you’ll become part of a thriving community of ambitious founders just like you.
• It helps manage global supplier payments, ensure tax compliance, and reduce the manual effort involved in the payables cycle.
• The platform allows parents to automate allowances, set spending controls, and incentivize saving through parent-paid interest rates.
• By offering a revenue-sharing model and emphasizing agent success, PLACE aims to revolutionize how high-performing real estate professionals run their businesses.

There’s a tool out there for every budget, including some solid free accounting software for small businesses (if you’re just getting started). If you’ve done any research into accounting software, chances are you will have heard of Xero! If your startup is navigating rapid growth or preparing for major milestones like funding or scaling, expert guidance can be invaluable.

How is return on investment (ROI) calculated for accounting software?

For small businesses seeking efficient tools without complexity, using Zoho Books can be a lifesaver. OneUp is highly regarded by users for its ease of use, efficiency and ability to simplify accounting tasks for SMBs. They appreciate the product’s seamless invoicing, intuitive interface and the variety of features that help manage profits, losses and expenses effectively. OneUp is noted for its ability to streamline accounting processes, which saves time and doesn’t require extensive training.

Everyone involved with a startup business is overtaxed, and has no time to waste. BILL offers flexible underwriting solutions for businesses that need more capital. With multiple underwriting solutions, scalable lines of credit, and fast approval, there’s likely a financing solution that suits your business well. Business credit cards make paying bills and expenses easy, and they can earn you rewards if you have substantial expenses. Get a checking account, and take care of your accounting and tax tracking in the same app. Combining these together makes a lot of sense, for both accounting and tax savings require information from your checking account.

Xero is one of the best online accounting software for startups that helps streamline essential financial data with finesse. It excels in accounting tasks, such as invoice management and bank reconciliation. Accounting software refers to digital tools designed to help startups organize and manage their finances, tracking revenue, expenses, bank activity, invoices, and other essential data. It replaces manual spreadsheets with structured systems, automations, and real-time reports. That’s why choosing the right accounting https://ecommercefastlane.com/accounting-services-for-startups/ software for startups has become essential in 2025. Modern solutions don’t just simplify bookkeeping they automate reporting, integrate with banking systems, and provide real-time financial insights.

It covers everything from financial management to invoicing and automating repetitive processes. QuickBooks currently offers a discount across all pricing plans—$1 per month for 3 months. The right software helps you prepare by keeping your records clean, categorized, and ready to hand off to a CPA or tax advisor.

• Improve your financial records by understanding 8 frequent accounting errors.
• It’s designed to reduce response times and improve overall service efficiency.
• Just keep in mind there’s a £2 charge to add any additional users outside the limit in your plan.
• The more connected your financial ecosystem, the easier it is to maintain accurate records and streamline operations as you scale.
• Accounting automation software equipped with real-time reporting and analytics gives you an immediate, clear view of your company’s financial health.
• If you want to get a more complete picture of the tools that interest you, read our full reviews or sign up for free trials to the ones that interest you.
• This cloud-based platform helps manage recurring invoices, track expenses, and scan receipts to streamline day-to-day financial operations.

Best Accounting Software for Startups in 2025

In this review, we will look at the best accounting software for startups and small businesses. Whether you’re just starting out or have been operating for a couple of years, read on to find the best accounting solution for your company’s unique needs and budget. Startups can initially rely on free accounting software like Wave to handle their basic accounting needs effectively. However, as the business expands, they may need to upgrade to a paid plan to unlock advanced features, such as payroll processing and inventory management. Although it doesn’t provide a mobile app, Patriot’s 100% cloud-based accounting platform enhances accessibility. Despite not having a free plan, QuickBooks remains a preferred accounting software for startups and freelancers.

Both Standard and Custom plans include all apps for one fee, including sales, marketing, accounting, HR, CRM, inventory, and more. Odoo, a comprehensive business management suite, extends its prowess to accounting, delivering a seamless financial solution for enterprises. With a user-friendly interface, it simplifies the creation and customization of invoices, allowing convenient customer payments through a “pay now” option. Wave also supports payroll processing, allowing businesses to uphold payroll best practices and manage employee payments efficiently.